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Our Services

Our Services

Product development

At Taurus, product development is driven by insight, innovation, and a deep understanding of customer needs. While we have a suite of solutions ready to go, we also savour the opportunity to work closely with our partners to design tailored insurance products that deliver real value and long-term impact.

Our team combines extensive market knowledge with agile methodologies and robust data analysis to create flexible, scalable offerings that align with your business goals.

From initial concept to launch and beyond, we ensure every product is fit for purpose, fully compliant, and built to perform across diverse channels. And by working with a range of leading underwriters we can pick the right fit based on the product or business requirements.

Whether you're looking to enhance an existing proposition or develop something entirely new, Taurus provides the creativity, experience, and technical expertise to bring your vision to life—quickly, efficiently, and with confidence.

x3 photos that represent Taurus as a brand.

Our Products – At A Glance

Phone & Gadget Insurance

  • Defaqto 5 star rated phone and gadget insurance products
  • No limit on the number of claims or unfair customer T&C's
  • Partnerships and commercial model development – leverage our expertise
  • Full white labelling solution with end-to-end policy fulfilment
  • Cloud based highly scalable distribution platforms for any size scheme
  • First class claims administration service and repair network
  • LC P A – Scheme performance analysis and reporting
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Travel Insurance

  • Feature packed travel protection products
  • Effective pricing strategies that deliver conversions
  • Omni-channel distribution strategies
  • Auto renewal and online customer policy management systems
  • Leading worldwide emergency assistance networks
  • Upfront and simplistic on & offline Medical Screening capacity
  • First class customer experience (on & offline)
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Affinity Solutions

  • Products designed to be best in class within UK market
  • Partnerships and commercial model development, leverage our expertise
  • Full white labelling solution with end to end policy fulfilment
  • Covers cloud based highly scalable distribution platforms for any size of scheme
  • First class claims administration service and repair network
  • LC P A – Scheme performance analysis and reporting
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Travel Insurance Gadget Addon (TIGA)

  • Best in class technology cover for UK travel insurance schemes
  • Easily fits into existing travel schemes as a separate section of cover
  • Aggregate cover of up to £3,000 for any number of devices
  • Covers Accidental Damage, Theft, Loss
  • Covers devices for any person named on the travel policy
  • First class claims administration service and repair network
  • 12 month warranty on all replacement devices
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Home Insurance Gadget Add On (HIGA)

  • Top tier gadget protection for UK home insurance schemes
  • Fits into existing sales journeys with ease
  • Mandatory benefit or an optional extra – the choice is yours
  • Policy terms can be integrated into existing wordings or as a separate document
  • First class claims administration and repair network
  • Flexible basis - range of cover limits and configurable excess levels
  • No registration of tech required and covers all gadgets used by the whole family
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Phone and Gadget Insurance

With three in-house brands and a number of white-label partner propositions, Taurus has built a reputation as the go-to specialist in the provision of phone and gadget insurance in the UK.

Our innovative cover offers protection against Accidental Damage, Mechanical Breakdown, Theft and Loss, at home and abroad. There’s single and multi-gadget provision, and we can cover a vast range of devices. Payment solutions offer flexibility with monthly or annual provision, and policies can be cancelled at any time. We exceed customer expectations by controlling all touchpoints, from quote through to claim, with dedicated in-house provision.

We are proud of our award-winning, highly rated gadget products that offer customers wide reaching cover, clear T&Cs and an outstanding claims process.

Travel Insurance

While others may claim to be experts in travel insurance, our team have been responsible for driving success at some of the UK's leading travel insurance brands over the last 20+ years. Through this long-standing experience we offer a range of innovative products and integration points, affinity propositions and screening services that lead the market.

Feature packed travel protection product, choice of excess, and market leading gadget cover

  • We offer a range of integration points, affinity propositions and screening services
  • A leading worldwide emergency assistance network, ensuring customers have 24- hour access to medical support and care services
  • Upfront On & Offline Medical Screening capability across all distribution channels
  • Customer centric pricing to deliver conversion
  • Auto-renewal and Customer Portal
a happy family on the beach
x3 photos that represent Taurus as a brand.

Travel Insurance Gadget Add On (TIGA)

With our team’s extensive experience in travel insurance and our position as a leading provider of Gadget Insurance it was an obvious step for us to create what has become the market’s go-to Travel Gadget Add On (TIGA) product.

The key to TIGA’s success is in its flexibility. TIGA can be added as a mandatory component to your existing product or included seamlessly within an existing sales journey as an optional extra.

Coverage, benefit limits and excesses are all totally configurable to compliment the main insurance policy. And policy terms and conditions can be integrated into the main wording or provided as a separate document.

All technical analysis, product creation, pricing and loss adjustment are performed by our experienced team. Alongside this, claims are handled by our dedicated in-house department meaning our provision truly is end-to-end, ensuring your customer’s brand experience is fully controlled.

We offer a net-rated model allowing our partners to manage their retail pricing. Sales and premium data can be provided to us in a number of formats, including through our real-time API. We’ve made it easy for travellers to protect their gadgets while delivering an additional revenue stream for your business.

Home Insurance Gadget Add-On (HIGA)

Building on the success of our market-leading Travel Insurance Gadget Add-on (TIGA), our Home Insurance Gadget Add-on (HIGA) delivers a dedicated gadget protection solution designed to enhance home insurance policies for both customers and providers.

HIGA offers a simple, flexible model that allows gadget cover to be included as either a mandatory feature or an optional bolt-on. Benefit limits and excesses can be tailored to complement the core home policy. No gadget registration is required, devices can be of any age, and eligibility is straightforward — gadgets simply need to be in good condition and full working order. Multiple cover limits are available, and claims are managed by our experienced in-house team and have no impact on the customer's home policy no-claims bonus at renewal.

With HIGA, providers can offer protection that reflects the growing importance of personal technology in everyday life. The result is a genuine value-added customer proposition that supports consumer duty requirements, while also creating an opportunity to increase brand loyalty and revenue.

A person using a gadget at home

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